Coverage is effective the first of the month following your employment date or the date set by your employer.
This is the time when new employees are eligible to:
- Enroll in coverage.
- Enroll eligible dependents.
- Apply for life insurance coverage above Guaranteed Issue by submitting a Life Insurance Application for review and approval.
As a new employee, you have 30 days from your employment or eligibility date to enroll in coverage. If you do not enroll within 30 days, you cannot enroll until the next annual Option Period, unless you experience a qualifying event. Check with your insurance coordinator for more information. You have 30 days following your eligibility date to make changes to your original enrollment.